Multiple Aspects for the Proper Invoice Factoring

Your customer pays the bill months later or not at all? Factoring providers promise quick pre-financing within a few hours.

The best solutions at a glance

The self-employed know the problem: The payment behavior of many customers often leaves something to be desired. Open invoices will not be paid until months later or sometimes not at all. What is less tragic on the customer side can quickly become a problem for the self-employed. Especially with long payment terms or a growing number of reminders, the liquidity of your own company can be damaged significantly. In the worst case, even a bankruptcy threatens.

This is how factoring works

This can be avoided by using factoring. In doing so, a self-employed person submits his invoices to a factoring company, which settles the amounts due, less a fee, in advance. Depending on the offer, the company either buys the claim completely or only takes care of sending the bill. It is true that many banks and credit institutions have been offering such pre-financing for some time. In recent years, however, some startups have specialized in factoring. In contrast to established providers, they do not require a minimum funding volume, conduct the business exclusively online, and promise to pay open invoices within 24 to 48 hours. You need to have the invoice factoring there now at your support.

Technically, factoring works like this: after registering, self-employed persons generally charge their open invoices and receive a non-binding pre-financing offer within a few minutes. The amount of the payout depends, among other things, on the original term of payment and the creditworthiness of the self-employed. If you agree with the terms and conditions, the amount due will then be transferred to the business account.

Factoring is an alternative form of financing in which the company sells its receivables to a factoring company immediately after accounting. The liquidity thus gained can be used immediately in the company to exploit discounts from suppliers or make investments on their own.

But factoring can do much more. In addition to the financing of receivables, companies benefit above all from the protection against bad debts as well as our accounts receivable management. In short: Waiting for the payment of outstanding bills, administrative expenses for defaulting payers or even a bad debt default – all this is a thing of the past with factoring.

How factoring works:

  • You deliver your goods / provide your services
  • You invoice your services directly to your customer and send a copy of the invoice to The factoring company.
  • The factoring company pays you an advance of the invoice (up to 90 percent of the gross invoice amount) to your account.
  • Your customer pays the invoice directly to the factoring company.
  • After payment you will receive the remaining invoice amount (gross invoice amount minus the advance payment).
  • Factoring works so easily and brings you decisive competitive advantages.

Advantages of factoring

That does factoring for your company

Improve liquidity and creditworthiness

For most entrepreneurs, the financing function is an essential factor for factoring. Within one to two days, the factor will pay for approximately 90% of the open bill – so the company has liquidity when it’s needed: in times of rising or seasonal fluctuations, such as in the pre-Christmas business or in industries where long payment terms are involved are customary.

Additional 3D viewports for You

By default, a number of Company has a single 3D viewing window. You can, however, create a second viewer window. Additional viewers allow you to focus on specific areas from different viewing angles while viewing the entire 3D view at the same time. The additional 3D views cannot be anchored and can therefore be freely arranged on the desktop.

You may navigate separately within each of the viewer windows because the navigation tools always control the view in the active window in which they are used. You can even rotate the 3D view and navigate in another viewer.

With additional viewers you can

  • Create multiple viewers for the current 3D view
  • Viewer to the full screen size Maximize
  • Minimize Viewer to clear the view for others
  • Viewer to the previous size Reset
  • Close the viewer completely
  • Create and use bookmarks independently of the main 3D view


The the company display properties apply to all viewers, not just the active ones. In addition, the TOC context menu options apply to all viewers with Zoom to Layer z. For example, both views are magnified, regardless of where they were previously set. However, enlarging a bookmark only works for the active viewer.

There are also settings to change the appearance of a 3D view in each additional viewport of a 3D view. The following options are available:

  • Change the field of view and the distance of the viewer.
  • To change the position of a viewer and its target point, enter the X, Y, and Z coordinates.
  • Furthermore, navigate in a viewer while the dialog view setting is open.
  • The position, distance, and field of view values ​​in the View Settings dialog box are updated as you stop navigating.

Manage additional 3D viewers

When using the additional 3D viewer, there happen to be some controls that should be considered for specific tasks. This is a good collection of the steps for the use of 3D viewers, such as: removing, adding, controlling view settings, using Viewer Manager Dialog box and other tips.

To close a viewer

  • Right-click title bar of viewers and then click Window to Close.
  • Click on the X in the upper right corner of the viewer.

Using the Viewer Manager

The Viewer Manager provides a set of controlling units for additional 3D viewport. It lists the entire viewers defined for the current document. You can click the viewer you want to manage, and the applicable controls will be activated. All controls happen to be disabled till a view is selected. For more convenience you canbuy mpf viewports here.

Fine On Demand Channels for Your in Africa

Apparently, the only concern is to increase the penetration rate in the continent, that is, make it more accessible. However, for many years now, many forums have warned of the need for the content to also reflect the needs and concerns of Africans. It is the difference between these being simple passive consumers and being recognized as full-fledged actors. As users who can make the most of the universe of the web. And in those are individual Internet users.

The Social Media

The blogs, the informative portals, the social networks or YouTube are a small sample of that possibility of Africanizing the Internet. But the most intense movement is taking place in the field of entertainment. Less than six months after a milestone in the video platforms through the Internet you can see some examples. In January 2016, the Western media echoed a turning point. The multinational sector par excellence, Netflix, made its way in 130 countries, including 54 Africans. Between the euphoria and the distrust, the first critical visions of the arrival of Netflix to the continent soon appeared. The essence of these reproaches had to do, precisely, with the Africanization of the content. You can also watch Demand Africa now within your reach and enjoy the best shows from Africa.

  • Entertainment also builds identity. Often, the models that make up the image of oneself are borrowed from the movies and series that the viewer sees on their television, as TonjéBakang, founder of a live webcast, points out.
  • There lies the importance of facilitating access to African content also in that seemingly harmless dimension of unpretentious leisure.
  • The potential of African live video platforms is also based on the attractiveness of the images that are closest. The examples are diverse, both in the technical materialization and in the spirit.

Afrostream has been one of the last to reach this sector. Its particularity is to offer content not only African, but intended for the Afro community. TonjéBakang is one of the founders and explains in a simple way the meaning of the launch of the project: “Millions of people are looking for content in which they can feel identified, with characters that resemble them and situations that they can recognize, that reflect their imaginary . Sometimes content can be found locally from Nollywood to South Africa, but there was a lack of a more global offer that could interest not only Africans, but also Afro-descendants from all over the world and, of course, any movie lover.”

The Platform

The platform offers, mainly, films and series, but also documentaries, cartoons or concerts. In its first six months, Afrostream got 10,000 subscribers, an amount acceptable to its promoters and more taking into account that its dissemination is still limited, although progressively it is spreading. “We are a young medium that defends its own culture,” Bakang claims in reference to that African and African orientation. This young entrepreneur recognizes that his main objective is the satisfaction of the public and, although he knows that his existence can favor African audiovisual industries, he affirms that this is not his priority. Although it concludes that, in the end, the objective of the project is to produce its own contents.

Finer Utility of the Electron Gun for You

The method of using a high-voltage glow discharge to create electronic guns with a cold cathode has been known for more than three decades. Today, the Institutes, being pioneers in the field of the creation of high-voltage glow discharge electron guns (BTP), is the only enterprise in the world, serially their issuing.

Possessing serious advantages – simplicity of manufacture, reliability and a big operational resource (especially in heavy vacuum conditions), VTR guns allow, on the one hand, to implement technologies that are inaccessible to traditional electronic guns and vacuum arcs, on the other – to drastically reduce the costs of creation and operation any electron-beam devices.

The device of the electron gun

Electronic gun VTR 200-300 / 25 is designed for heating, melting, evaporation and modification of materials in process plants of both high and low vacuum. The gun works from any voltage source. No source of heat is required. Power regulation is provided in the range from 0 to 300 kW by changing the supply of working gas – technical hydrogen or changing the value of the supply voltage.

It is also possible to use other gases: air, nitrogen, oxygen, inert gases. But the maximum power can decrease by more than 2 times.

The gun ensures stable operation of any installation with a vacuum in the process chamber no worse than 0.02 mm. gt; Art.

Possible applications: replacement of thermionic guns with existing and newly created technological electron-beam devices for heating, melting, evaporation and modification of materials, especially in heavy vacuum conditions and corrosive environments.

The structure of the electron gun device includes an anode unit, a cathode unit, a high voltage and cooling cathode injection unit, an ionization gauge and a plug connector of an electronic beam control system.

The anode assembly includes a water cooled anodic housing on which a deflection system, a magnetic lens, an ionization gauge measuring the pressure in the gun, and a plug connector for connecting the cable from the electron beam control unit to the gun are mounted. The magnetic lens and the deflecting system are closed with a protective cover.

The high-voltage input section contains a cable high-voltage connector and a “water rheostat” for the safe cooling of the cathode, which is under high potential.


The Perfection of the Proper Soup Now

Soup is a liquid first dish, which is consumed mostly at lunch. However, soups are not all and not always eaten. Is it important to eat this dish if you are eating the right diet or just want to stay healthy?

Proper nutrition and first course:

Do you need it or not? Soups are different. This is a fat rich soup, and vegetarian borscht, and light cereal soups, and tender soup-mashed potatoes. The choice is huge.

But the question is, is this dish useful?

It all depends on the ingredients and method of preparation. Choose low-fat meat, vegetables, fishand cereals. And, of course, it is more useful to cook, and not pre-fry vegetables and then add to the egusi soup. This way of cooking adds calories and unnecessary fats. Soups should be low-fat, but nourishing and well-saturated. Then they can be consumed if you are eating the right food.

What is the use of soup?

This dish restores the balance of the liquid, saturates the body with useful substancesand improves digestion. And in general, with soup (if it is properly cooked), we get fewer calories than with a meat or fish dish. At the same time, the first dishes are well saturated, and the body needs a lot of energy for their digestion.

Soups are recommended for use for colds and for early recovery from illness. Especially useful is low-fat chicken broth, since it removes inflammation. There is another opinion. Soups are not very useful, because during the cooking of meat broth, harmful substances enter the soup (these substances enter the meat when growing animals – antibiotics, hormones).

What can be done in this case?

You can cook soups on the second broth. That is, five minutes after boiling water, it must be drained. And pour new meat on the meat and cook soup on it. If soups are not meat, this problem becomes irrelevant. Of course, the most useful soups with proper nutrition or weight loss are vegetable.

They do not contain fat, but they contain a lot of macro- and microelements, vitamins. Weight loss on soups: different diet options Losing weight on soups is an excellent variant of a diet. Soup, made from vegetables, contains a lot of fiber, and it can save a lot of hunger. And portions of soup should not be large at the same time.

Smartest Supports for the Effective Business of Novices

The factoring scheme, the more expensive non-recurring scheme, is most often interesting to customers who are not sure about the solvency of their debtors and who want to transfer these risks to Factor, and, of course, ready to pay for it. With such a factoring scheme, the customer only needs to deliver the goods to the debtor and receive a mark from him about its acceptance, the debtor will pay or not pay – these are the problems of the Factor.

What documents need to be provided to the client in order to use this service?

From the client it is required to provide all its statutory and legal documents, accounting records for several past reporting periods, fill out the Questionnaire for your company and for the Questionnaire for each customer whom the client wants to transfer to factoring, and provide copies of supply contracts with these debtors. The factor companies are very serious about this.

What actions should be taken?

If the transaction is approved, the client enters into a Factoring Agreement with the Factor (the Financing Contract for Assignment of Cash Claims), and then notifies the letter of its debtors that they pay the deliveries not to the client’s settlement account, but directly to the Factor, to a special factoring account. After the receipt by the Factor of such letter certified by the debtor, the Factor carries out financing of the client against granting to it the client of the goods-shipping documentation (invoices and waybills) on deliveries to the given debtor.

How and by what means does the risk related to accounts receivable decrease?

There are 2 main types of risks associated with accounts receivable: liquidity risk (the risk of late payment by the debtor), and credit risk (the risk of default on the part of the debtor). With a recourse factoring scheme, the client shifts only the liquidity risk to Factor. And already the Factor in case of delay is trying to find out the reasons for the delay in payment and is trying to get the money from the debtor. In the event that these actions did not lead to success within 30-45 days, Factor has the right to ask the client to return the financing. With no regression scheme, both these kinds of risks are shifted completely to the Factor, and the Factor has to be managed by them themselves.

Credit risk

The factor usually controls the method of detailed assessment of the financial condition of the debtor, i.e.

The volume of factoring transactions in your branch?

The factoring market, at the moment, is one of the fastest growing. Growth rates over the past few years have amounted to about 100% per year. There is every reason to believe that in 2008 this trend will continue. However, the growth is likely to occur to a greater extent at the expense of regions, in the market is already close to saturation. This is largely reflected in the orientation of many Factors exclusively to regions where there are more prospects for development, and you can get a higher margin.

Perfect Options for business growth Now

Now you want to lead your business through growth and profit in a secure future? Perhaps you would like to engage external professionals for the realignment or strategic readjustment of your business? However, the big management consultancies are simply too expensive for you? Factoring company supports you with these tips for growth in small and medium-sized enterprises (SMEs).

More growth and more employees for IT companies predictBitkom every year. As a small or medium-sized IT company owner, do you wonder when growth will finally reach you? You can only dream of solid sales increases from your current perspective.

Involuntarily, you are once again faced with the question of how you can generate more revenue than before with your IT company. After all, it is not your motivation that corporate development does not match the model of the overall market. You cannot work more than around the clock.

Guaranteed successful by renowned management consultants?

External help, which could initiate the necessary turnaround on the basis of sound market experience, is offered by large established management consulting companies. Their proven credentials read like the “Who’s Who” of the IT industry.

Your view on the prices of the “supermen” for the growth of the industry leaders will lead you back to the carpet guaranteed. Daily rates of about 3,500 of a top consultant for IT companies – they do not want or cannot pay, right?

A guarantee of success for corporate growth, in the form of liability, the consultants give you in any case.

Risk management – cost control for external consulting

Entrepreneurs who take the risk of engaging such an expensive professional are often faced with payment problems when invoicing. Making predictable, unreasonable decisions is not courage but a desperate reaction.

Profit from generating outsourcing:

As a small or medium-sized IT company or software developer, do you also ask yourself how you can save money? Do you hardly recognize any potential for this? After all, you only buy new laptops for yourself and your employees at least once every few years? Then take a look at the working hours that you or one of your permanent employees uses for relatively modest activities.

You will ultimately save by increasing work efficiency. They concentrate on their core business, the development of new software. You can assign simple programming and graphic processing to subcontractors. Freelancers from around the world do time-consuming work on Internet portals at a fixed price.

7 tips to boost growth and profit of (IT) companies:

First tip: Generate profit through outsourcing

Second tip: Optimize online marketing

Third tip: Despite full order books not neglect the acquisition of new customers

Fourth tip:Schedule payment delays

Fifth tip: Planning and acting with a future-oriented approach

Sixth Tip: Looking for alternative, innovative consulting services

Eighth Tip: Online business coaching is more efficient than traditional business consulting

Finally, a quick decision-making aid

Before deciding between traditional businesses consulting and business coaching, please consider which consulting strategy pays off for your business growth. Therefore, the following short checklist shows what to expect.

Loans between Individuals, an Alternative Solution

You need credit, but you have trouble getting a loan from banks and traditional financial institutions? Or would you like to take advantage of more advantageous conditions?Credit between individuals exists and can represent an advantageous alternative solution.

What is the loan between individuals?

Credit between individuals is a credit transaction between two natural persons without the intermediation of a bank or a credit institution. This type of credit isalready widespread in Singapore and many countries. This type of credit is subject to the rules of traditional loan agreements.

How to obtain a loan between individuals?

The easiest and fastest way to get credit between individuals is on the Internet. You will find low interest Singapore moneylender websites that offer platforms to facilitate the relationship between lenders and those who wish to use credit between individuals.

On these online platforms, a private lender can offer financial assistance, earn interest and guarantee investment. The website is responsible for obtaining the necessary guarantees and making the funds available to the borrower.

The crowd funding, which is also considered a loan between individuals, it is not really a credit in the strict sense since this type of funding is for a project of a person who wants to use it very accurately. This person offers private funders services or assets to offset their financial assistance. The options with the Low interest Singapore money lender are perfect there.

Specialized sites

To find out a low interest Singapore licensed moneylender on a specialized Internet site, it is generally necessary to follow the following steps:

  1. Registration on the Site

To be able to subscribe a loan you must first register on the site by providing several documents:

  • A copy of an identity document
  • Proof of address
  • A bank account number

Most of the time, you will often need to provide proof of your income such as a copy of your latest pay slips, the latest tax notice. The last rent receipt or the deed of ownership of your home may also be requested, as well as the last three bank statements.

  1. Online Application

To subscribe to a loan, you must apply by completing an online form. Potential lenders who are registered on the site will receive your request by email.

  1. Validation of theDebt Recognition

If one of the lenders registered on the site is interested in your request, it validates it.

  1. Signature and Sending ofthe Debt Acknowledgement

Once you have received validation from your lender, you must print the debt acknowledgment with its characteristics (amount, repayment term, terms, etc.) and sign it in two copies. You keep one and you send the other to the lender.

Do not be lured by fake lenders who stalk their prey in the forums. Money lending between individuals works very well, but only if it is only trusted companies or with a solid reputation on the net and social networks.

Best Effects For the Account Financing Now

Whether you’re a confirmed entrepreneur or a young kid out of the box, billing errors, you’ve made some and you’ll make new ones. But some billing errors are repaired and others can actually be very expensive. The article reviews 5 common mistakes and their consequences.

Do not respect the law!

As you already know, writing an invoice must follow a series of rules to comply with the law. This is not meant to bother you but to prevent your bills from being challenged. Among the 5 most common billing errors, you will find the ones relating to the legal notices. These rules apply to all companies, from the company to the micro-enterprise, there is no right pass and not respecting them can be very expensive during a control.

Mentions for invoices addressed to a professional:

  • Date or deadline of payment.
  • Late penalty rate.
  • “Self-liquidation” and clearly indicate that it is a “tax-free amount”.

Mention of the insurance taken out under the activity, the contact details of the insurer or the guarantor, the geographical coverage of the contract or the guarantee.What may be mandatory, when the company is concerned, are the certifications. These indications have a double interest, respect for the law and reassuring the client. The Interstate Capital’s accounts receivable financing is important now.

Send invoices not clear enough!

When it comes to a quote, companies know how to extend explanations because they want to sell their products or services at any price. On the other hand, when it comes to writing your bill, you tend to synthesize titles and descriptions to save time.

  • This is one of the most common billing errors. You may lose precious time in explanations or worse, you risk a challenge of the invoice. If your customer disputes, expect not to be paid right now or at all…
  • Billing software is responsible for calculating the exact amount of VAT and especially allows you to create a library of pre-configured items with a VAT rate applied to each item.

Do not facilitate settlements.

We all agree, a company bills after an action and in order to be paid. The invoice arranges our turnover, the regulation our cash. So why put in the wheels of our rules? The average time to recover an invoice is 35 days and 60 days in some areas.


HW Global Executive Search & Interim

HW is a global Executive Search and Professional Interim business operating out of the UK.


Our focus is on the senior talent needs of a broad range of dynamic organisations from small capitally invested start-ups through to publicly traded multi-nationals. We have a significant breadth of functional and cross industry expertise that incorporates both local and global geographies, enabling us to genuinely appreciate diversity, cultural differences, social responsibility and how commercially business is done across continents.


We have a passion for challenging the conventional thinking of our clients, demonstrating an in-depth understanding of cross-industry synergies whilst representing high-potential and seasoned executives that frequently sit beneath the radar. Our candidates typically become clients meaning many relationships have spanned 3 decades; our commitment to consistently delivering best-in-class solutions is without compromise.


Our practice areas in Executive Search and Professional Interim are Consumer, Financial Services, Business Services, Industrial, CFO, CIO, Chair & NED.




In a dynamic and highly challenged economy the role of senior executives across all sectors, functions and geographies remains business critical.


Being able to recognise cross-industry synergies, attract business professionals who are passionate about utilising their skills in new areas, and applying decades of knowledge to

shape and support clients’ strategic initiatives remains at the heart of our continued success.


Having a global perspective and multi-cultural appreciation enables us to shape richly diverse executive teams helping our clients to achieve outstanding results.



As a true client partner HW work tirelessly to ensure that we genuinely appreciate the intimate detail of every search we undertake. We believe in providing healthy challenge and honest feedback through each phase of the assignment, tackling potential issues collaboratively whilst offering constructive solutions throughout.


Our sole aim is to exceed expectations by providing a breadth of highly talented candidates delivered through a smooth and efficient process.


To achieve this we follow a number of clearly defined steps.



  • Agree the priorities of the search


Define the need through critical evaluation of the business and unique role requirements

Agree the responsibilities of the role and the person specification

Challenge the scope of the search – Salary range, sector expertise, academic/commercial skills

Finalise brief


  • Define target audience

Agree company target list for initial approach work

Utilise local and global relationship network to identify potential talent

Reference individuals who meet agreed criteria

Create a longlist of candidates for discussion


  • Approach work

Engage with target market to understand and evaluate suitability

Challenge competency, cultural and commercial skills

Evaluate personal and professional drivers

Finalise shortlist for client presentation


  • Shortlist presentation

Formal client review of all shortlisted candidates incorporating our assessment of both hard and soft skills vs. the brief

Provide supporting evidence of track record, career achievements, qualifications and fit

Agree client interview availability


  • Completion

Manage both client and candidate needs and expectations until the preferred individual is selected

Provide formal references

Lead the salary package negotiation process to finalise the offer

Support the on-boarding program through regular communication with both parties

Complete client satisfaction survey

Remain in touch with both client and placement to check on progress and transition




With over 40 years combined experience, the Interim Practice has been at the forefront of one of the most dynamic and prolific service offerings within the Human Capital industry.

HW Interim provide experienced and talented interim and change management executives to PLCs, private companies, SMEs and private equity backed organisations for assignments in the UK and overseas.

The fabric of the Interim proposition consists of an elite network of senior Executives, all of whom specialise in change, turnaround or transformation. HW have met, vetted, referenced and known, many who are also clients.


Working alongside the Executive Search business we adhere to the same principles and high standards, enabling us to source the ideal interim to match our clients’ needs.


Our strategy is to develop longstanding partner relationships with all our clients. Working with a team of dedicated and experienced Researchers we are able to provide solutions within a 48hr timespan and with well over 90% completion rates.


The business offers both purist Interim cluster solutions as well as Interim to substantive options. Daily rates are typically between £850-£2000 per day.

For further information please visit the HW Global Executive Search website today.

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